When to use the small claims court
If you believe you are owed money either by a business or an individual and they refuse to pay, then you can use the small claims court to try and recover the money you are owed. In England and Wales the small claims court can be used to make a claim for sums under £5000. However, in order for personal injury claims to be dealt with in the small claims court the amount claimed must be less than £1000.
What can be dealt with in the small claims court?
In addition to being owed money by someone, people also issue claims for a variety of other reasons, such as:
- bad workmanship
- personal injury
- road traffic accidents
- goods not supplied
- damage to their property
- wages owed or money in lieu of notice
- disputes between landlords and tenants e.g.. rent arrears or compensation for not doing repairs
- compensation for faulty goods or services provided
When should I go to court?
Going to court should always be a last resort. The court will expect you to have tried to settle the matter before commencing court action. You will have also been expected to warn the other party of the possibility court action should they fail to settle within a given time.
A mediation service may also be considered before court action. This involves an impartial third party, known as a mediator, helping both parties reach a mutually acceptable solution to the dispute without the need for court action. A case can sometimes be referred to a mediator by a court, even after a claim has been started.
Starting the claim
The first step in issuing a claim is to fill in a claim form. These are available from your local court and from Her Majesty’s Courts Service website.
Issuing the claim form
On the claim form you will need to enter your details, those of the defendant, and the amount being claimed. The claim form will also include space for details of the claim, known as particulars of the claim. This should be to set out details of the claim. If there is not sufficient room a separate piece of paper may be used. If you are claiming interest then this must be included on the claim form.
Is the defendant defending the case?
If the defendant accepts that the money claimed is owed, and will not be defending the case then the court will not allocate it to the small claims track. If you are the defendant, you should pay the claimant directly by sending him the money. If you cannot afford to pay all the money at once and require further time to pay, you may suggest an arrangement. If your offer is accepted, the claimant will need to send a form to the court that requests ‘judgment on admission’. If the claimant does not accept the defendants offer, he must provide his reasons. A court official will decide on the amount that should be paid. Both parties will be sent an order for payment.
For more information on:
- The hearing
- Enforcement of the court’s order
- Warrant of Execution
- Warrant of Delivery
- Attachment of Earnings
- Charging Order